News and data

Market pulse

Insights on bank portfolios, data analysis, and guides on investing in real estate-backed debt.

How to read a BOE judicial auction notice
Auction value, charges, possession and bid increments: how to read a judicial auction notice on the Spanish BOE portal before you place a bid.
Who's who in the discounted debt market
Originating bank, fund, servicer and end investor: the role each player has in the chain of discounted bank debt in Spain, and where you fit.
The EU credit purchasers directive
Directive (EU) 2021/2167 regulates buyers and servicers of non-performing loans. We explain what changes for the NPL market and for the investor.
The NPL market in Spain
Why banks keep selling NPL portfolios, what volumes move in the secondary market and what that means for the private investor.
How to read the judicial process of an asset
How to understand the judicial phase of an NPL or mortgage-backed asset: from the claim to adjudication, and which risk signals to look for.