Full transparency about what investing in debt involves
Before acting on any information we share, read this carefully. Investing in discounted debt carries real risks of loss.
Risk of capital loss
Investing in debt portfolios, NPLs, judicial auctions or court order transfers involves the risk of partial or total loss of invested capital. We do not estimate returns or publish projections: we show the asset data so that each user can run their own numbers, and actual results may differ significantly from what those numbers suggest.
No estimated returns
We do not estimate returns or IRR. The discount you see on an asset is the difference between two figures provided by the fund, not an expected profit. Recovery timelines may extend, the value of the underlying asset may depreciate, and legal and procedural costs may eat into any margin you calculate.
We only provide information
InvertirDeuda is NOT a credit institution, securities dealer, investment services firm or any kind of regulated financial intermediary. The information we publish on the platform does NOT constitute financial, tax or legal advice. Each user acts on their own account and under their own responsibility.
Consult a professional
Before making any investment decision based on the information we provide, we strongly recommend consulting an independent financial advisor, a lawyer specialising in insolvency law, or a tax advisor. Investing in distressed assets requires specialised knowledge.
Timelines and illiquidity
Investments in discounted debt are typically illiquid: you cannot easily sell them on a secondary market. Judicial and recovery processes can take years. Make sure you will not need that capital in the short term before committing.
Your own due diligence
The information we share comes from the fund or from public sources and we do not verify it, so it does not replace your own due diligence. Before investing, verify the registry, procedural and legal status of the asset yourself, and cross-check all data with official sources.
If you have questions about any opportunity published on the platform, write to us at legal@hispaniasolutions.com before acting.